Unexpected accidents can happen, such as fires, storms or other major setbacks. You have financial assistance and support to help you recover quickly with commercial property insurance.
Sharp Insurance Agency understands that your business is unique. We can tailor an insurance policy to fit your business needs. We're here to help you protect your business from liability claims. Contact us today!
For most umbrella liability policy, you can typically exclude business-related liability. Getting sued is a huge worry for any business owner, and the chances of it happening have increased in recent years.
If your business is ever sued or held legally responsible for damage or injury, having General Liability insurance can prevent disaster by providing financial protection. It pays for losses related to property damage, personal injury on you premises or because of daily operations, and real or alleged bodily injury,
Here's a broad range of things General Liability insurance can cover:
Businesses, just like personal owners, need all the same types of coverages you would get for a personal vehicle, including medical payments (or personal injury), liability, collision and comprehensive, and coverage for uninsured motorists. Often, businesses will use the same car for both personal and professional needs.
Depending on what you use the vehicle for, you may need to consider purchasing a business auto insurance policy. Our agents will ask about how vehicles are used for your business, if your employees are likely to drive their own cars for business purposes and who plans to drive them.
This information will help us determine if you need a business auto insurance policy, because they differ from a personal auto policy in several ways. Ask us to explain your options and the differences between the policy types.