RV Insurance in Oxford, MS

Needing coverage for your RV? Here at Sharp Insurance Agency, we offer accurate, quick and affordable rates.

Recreational Vehicle Liability Insurance

Whether you're cruising through snow-capped mountains in a snow mobile or taking the RV for a family road trip, recreational vehicles are not just about getting to a destination. They are designed with comfort or excitement in mind and can create great memories with friends and family.

These vehicles need the same level of insurance protection as your other property so you can enjoy them for the years to come. Some may even need more than standard insurance if they create a potential for liabilities.

A recreational vehicle is a moving vehicle that can cause bodily injury and property damage to others. Liability insurance helps pay for any damage you might cause, as well as the cost of environmental cleanup after an accident from the spillage of a toxic chemical or pollutant.

Liability coverage has limits on both a per-incident and per-policy basis, and may also have a deductible that requires an out-of-pocket contribution.

Protecting Your RV

Once you've looked at covering liability, you should then consider covering the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of vandalism, theft, physical damage and collision. In addition, your policy may allow for reimbursement of personal effects stored the vehicle.

You can also add specialized coverage for specific risks, like for custom parts or equipment. If you live in an RV either full time or partially, ask our agents about extended protection.
RV on the Road - RV insurance in Oxford, MS