Whether you're cruising through snow-capped mountains in a snow mobile or taking the RV for a family road trip, recreational vehicles are not just about getting to a destination. They are designed with comfort or excitement in mind and can create great memories with friends and family.
These vehicles need the same level of insurance protection
as your other property so you can enjoy them for the years to come. Some may even need more than standard insurance if they create a potential for liabilities.
A recreational vehicle
is a moving vehicle that can cause bodily injury and property damage to others. Liability insurance helps pay for any damage you might cause, as well as the cost of environmental cleanup after an accident from the spillage of a toxic chemical or pollutant.
Liability coverage has limits on both a per-incident and per-policy basis, and may also have a deductible that requires an out-of-pocket contribution.